What you need to prepare to get your instant payday loan application granted is some id card. The ID card will show the loan service that you are already 18 years old or more. In addition to that, you have to email them your salary receipt for the last 12 months so that they know that you have a stable job. The salary that you have to have every month is at least $1,000. If you have a better salary than this, it will be much easier for you to get you application granted easily within a day by doing those.